Business Funding
Get the fundability boost your business needs with our flexible funding solutions.
Why Business Funding Matters?
Proper business funding is key to growth and sustainability. It allows you to cover costs, invest in opportunities, and manage cash flow.
With the proper funding, you can protect personal assets, reduce financial stress, and seize every opportunity that comes your way.
Meet Fundability®, Our Business Funding Solution
At Credit Absolute, we offer robust business funding solutions to meet your unique needs.
Our services include various loan products, robust business credit options, and a full-featured business finance suite, ensuring your business thrives.
Fundability™ is a comprehensive software designed to help businesses secure the financing they need to grow and succeed. By assessing and improving various aspects of a business’s financial health, Fundability™ ensures companies are well-positioned to obtain loans, credit lines, and other funding sources.
This unique approach not only enhances a business’s creditworthiness but also provides ongoing support and guidance, making it easier for businesses to navigate the complex funding landscape and achieve long-term success.
Loan Products
At Credit Absolute, we know that every business is unique. That’s why we offer a wide range of loan products to help your business grow and succeed. From quick cash to long-term investments, we’ve got you covered.
Meet our products and find the perfect fit for your business:
Business Line of Credit
Access funds whenever you need them. Perfect for managing cash flow and unexpected expenses.
- Loan Amount: $1,000 – $250,000
- Loan Term: 1 – 2 Year Maturity
- Time To Fund: As Soon as 24 Hours
- Interest Rate : As Low as 8%
Qualifications:
- 6+ months in business
- $5K+ in monthly revenue
- 560+ credit score
Business Credit
Our business credit is a game-changer. It helps you secure funding, manage cash flow, and build a solid financial foundation without relying on personal credit.
Business Credit Approval Details:
- Flat Fixed Interest Rates: Enjoy predictable costs with fixed rates.
- Reports to Agencies: Build your business credit profile with timely reporting.
- No Collateral Needed: Secure financing without risking your assets.
- Tax-Deductible Interest: Benefit from tax advantages.
- Approval Amounts: Up to 12% of annual revenue, from $5,000 to $150,000.
- Fast Approvals: Close in 1 to 2 weeks.
Qualifying Criteria
- FICO score over 500
- No derogatory marks in the last 12 months
- Annual revenue of $120,000+
- 8-10 deposits per month
- 30+ transactions per month
- In business for at least one year
- Loans can be renewed after a 55% paydown
- 4-6 months of bank statements
- Four months of merchant statements (if accepting credit cards)
- Some high-risk transactions may need tax returns
How Business Credit Can Be Used
- Office supplies
- Marketing materials
- Computers and equipment
- Commercial real estate
- Emergency funds
- Unsecured credit
- Private equity
- Revenue lending
- Rehab financing
- Sign financing
Fundability
Our Business Fundability Suite equips you with everything you need to manage and grow your business.
From Bureau Insight™ to diverse loan programs, we provide the support you need to stay financially healthy.
Features of Our Business Fundability Suite:
- EIN Business Credit and Loans
- Hundreds of Lenders and Loan Programs
- Revolving EIN Business Credit Sources
- Credit Monitoring with Dun & Bradstreet and Experian
- Free Experian Smart Business Data
- Credit Profile Setup with Major Bureaus
- Certified Business Credit Advisors
- Compliance Checklist
- Underwriting Guidelines for Credit Approval
- Vendor, Store, Fleet, and Cash Credit
- Auto Vehicle Financing for EIN (not linked to SSN)
Why Our Business Funding Solutions Stand Out
Credit Absolute makes business funding simple and effective:
Easy access to funding
Establish business credit to unlock new funding sources.
Best financing options
Secure loans with favorable terms quickly.
Competitive credit terms
Benefit from low interest rates and great terms.
Peace of mind
Protect personal assets and reduce liability with separate business credit.
Transform Your Business Today
Unlock the financial tools and resources your business needs to thrive with Credit Absolute’s business funding solutions.
